What is commercial property?

Commercial property is real estate that is used for business activities. Commercial property usually refers to buildings that house businesses, but can also refer to land used to generate a profit, as well as large residential rental properties.

Which is an example of a commercial property?

Commercial property includes office buildings, medical centers, hotels, malls, retail stores, multifamily housing buildings, farm land, warehouses, and garages.

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See how our cover benefits you

Commercial risks can be complicated, which is why we try to make finding the right business property insurance as easy as possible for landlords. Speak to our team of commercial property experts for a quote that includes:

Commercial buildings insurance

Safeguard your commercial properties with comprehensive insurance coverage. Protect your assets against unforeseen damages, ensuring peace of mind for your business.

Commercial property owners’ liability

Shield yourself from liabilities as a commercial property owner. Our liability coverage offers robust protection against potential risks and accidents, securing your interests.

Up to 120 days unoccupancy

Enjoy flexibility without worry. With coverage extending up to 120 days of unoccupancy, you have the freedom to manage your property without compromising protection.

Commercial legal expenses

Mitigate legal risks effortlessly. Our coverage includes legal expenses, providing support and protection in legal matters related to your commercial property.

Commercial Property FAQ’s

We’ve taken the time to answer some of our customers’ most frequently asked questions, so you have all the information you need when you get a quote.

1. Will you tell me when my policy is due for renewal?

Your renewal notice will be 4 – 6 weeks prior to renewal date followed by a reminder 7 days prior to renewal date.

2. Will my policy renew automatically?

Most Policies will not automatically be renewed, this will only happen on instruction and authorisaton from yourself or your Agent, Spanish / Expat Clients may be subject to automatic renewal, Please check with our offices.

3. How will I receive my documents?

All our documents will be sent via e-mail, also for your convenience you can access your documents on our website by logging in to your client account.

4. How can I pay for my policy?

We offer a number of ways to pay for your policy all of which are displayed on your quotation. Commercial Clients - can pay online here via our secure website, we offer bank transfers, for that personal touch you can contact our offices and a member of our staff will be happy to assist with payment. Spanish / Expat Clients a member of staff will access the process system personally for you.

5. How long is the policy period?

Your period of cover will be displayed on your policy this will be a standard 12 month coverage unless otherwise requested.

All details appertaining to your cover are as displayed on your Policy Schedule.

Should you require any changes, circumstances, increase / decrease in cover or contact details please inform our offices.

How to file an insurance claim

Report your claim to us as soon as possible

Commercial clients

Call our 24/7 claims hotline - telephone: 1-727-317-8966

Or report by email to: Insuranceclaimsdispatch@gmail.com

Our Claims Department General Adjuster, John Moore, will assist you with Your claim throughout the entire claim process, from start to finish.

Expat Clients

Please consult your Policy Documents as all details for Claims and Customer Service contact numbers, direct with Insurers are displayed on your Documents for your convenience.

1. Telephone

Contact telephone number available during office hours, a member of our highly trained staff can personally deal with any queries you may have: +34 951 840 480

2. Email

Via e-mail info@riverseainsurance.com we aim to repond by return during office hours.

3. WhatsApp

Via our online messaging service.

4. Facebook

Via our facebook page.

See what our clients say

  • 5 Stars

    Precisely what we needed!

    "Malcolm, your assistance is greatly appreciated! This is precisely what we needed"

    Maria Deetjen

Our policy documents

Access and download your policy documents effortlessly. Existing clients can conveniently retrieve their documents from their secure private login area. Simplify your insurance experience with easy access to all your coverage details.

Are you an existing customer?

If you requested online access to your documents when you bought your policy with us, just click below to view them.

Interested in commercial property insurance? Get a Quote

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